Credit Risk Specialist

A bank in Singapore is seeking a Credit Risk Specialist to join their collaborative and forward-thinking team. This is an exceptional opportunity for you to play a pivotal role in shaping the future of banking by designing and implementing robust credit risk strategies across the entire customer lifecycle.

What you'll do:

As a Credit Risk Specialist, you will immerse yourself in the dynamic world of digital banking by developing innovative credit risk management solutions that span the entire customer journey.

• Involve collaborating closely with various internal teams to craft data-driven strategies that not only comply with local regulations but also enhance customer satisfaction.
• You will be instrumental in ensuring that all aspects of credit origination, portfolio oversight, and collections are optimised for both performance and compliance.
• By leveraging your analytical skills and industry knowledge, you will help set benchmarks for responsible lending while fostering a culture of shared success within the organisation.
• Your ability to interpret complex data sets, communicate findings effectively, and work harmoniously with others will be key to driving impactful results in this role.

What you bring:

To excel as a Credit Risk Specialist in this innovative banking environment, you will bring a wealth of proven experience from similar roles within financial services particularly those focused on retail lending.

• At least seven years of relevant experience in credit risk management or related fields within financial services.
• Demonstrated good judgement and clear thinking when solving complex business problems involving multiple variables.
• In-depth understanding of local regulations pertaining to unsecured lending in Singapore’s financial sector.
• Strong analytical abilities paired with technical competency to deliver industry-standard outputs using modern data tools.
• Comprehensive knowledge of credit risk concepts including strategy development, customer segmentation, and policy formulation.
• Proven experience in credit risk modelling frameworks such as Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD).
• Track record of applying credit risk models as well as model implementation and validation within retail banking environments.
• Familiarity with recent advancements in Artificial Intelligence (AI) and Machine Learning (ML) models as applied to retail credit risk assessment.
• Excellent interpersonal skills enabling you to engage collaboratively with multiple stakeholders across different functions.
• Outstanding written, oral communication, and presentation skills essential for conveying complex information clearly.

What sets this company apart:

This organisation stands out as one of Singapore’s first digitally native banks dedicated entirely to delivering delightful customer experiences through technology-driven solutions. Their culture is built around inclusivity, collaboration, and mutual support—ensuring every team member feels valued for their unique contributions. Employees benefit from flexible working arrangements designed to promote work-life balance while encouraging personal growth through regular training opportunities. The company’s commitment to responsible innovation means you’ll always be working on projects that prioritise ethical standards alongside commercial success. With access to knowledgeable colleagues who are eager to share their expertise, you’ll find ample opportunities for professional development within an environment that celebrates diversity of thought. Joining this team means becoming part of a network that genuinely cares about making a positive difference—for both customers and employees alike.

What's next:

If you are ready to take your career in credit risk management to new heights within a supportive digital banking environment, this is your chance!

Apply today by clicking on the link provided—your next rewarding challenge awaits.

Do note that we will only be in touch if your application is shortlisted.
Robert Walters (Singapore) Pte Ltd
ROC No.: 199706961E | EA Licence No.: 03C5451
EA Registration No.: R22105333 Nur Humaira Binte Jamall Abd Nassir